First Time Home Buyer – Continued

by Mario Acosta on January 21, 2013

in Buyers, First-Time Home Buyers

Home Buyer Tips – Continued

Picking up from where I left off last week, for those of you who are interested in buying a Sherman Oaks home. Last week we talked about lining up the money, all the many financial details, and finding a qualified agent.  Next, get smart. Take a Class. There are new home buyer classes and seminars that are available. Your agent can help you find the right class for you.

Ok, your educated, qualified, and you have an agent working with you. So, now start looking at houses. Be open, it’s a big decision. Learn what you don’t want, down to what you do. As you are looking at houses don’t be afraid to ask your agent or the home seller questions. They expect this. Don’t be meek nor try to be so polite you don’t get what you want or get your questions answered. It’s a learning process. If you have an agent, they are on your side, so ask them the uncomfortable questions you wouldn’t dare ask the home seller. The agent will get the answers for you. Set a goal. Don’t shop forever. Let your agent guide you. They have a lot of experience and will spot the diamond in the rough and the homes that are more than meets the casual eye.

Once you find the home you want to try and purchase, get a professional opinion as to the homes condition. Just like your dad told you to get your trusted mechanic to check out that used car before you buy it – same with a home. Get the home Inspected by a professional. A professional home inspector will inspect your prospective house from the roof to the foundation. Inspections can cost from $300-$500. The report is thorough and informative. It will tell you what is wrong with the property and what items need attention to prevent future problems. Many things your agent can get rolled into the deal so you start with a clean slate. What can’t be taken care of within the deal – at least you make an informed decision as to the true value and condition of the home. You will also be able to purchase a Home warranty. It’s a warranty on the home for the workings inside the home like appliances, plumbing, electrical work, furnace, and air conditioner. Your agent can help you negotiate for the seller to pay for your warranty. You may have to pay a trade call fee every time someone has to come out. This varies from company to company.

Throughout the process, don’t be afraid to ask questions. Feel free to ask “dumb” questions. In real estate there is no such thing as a stupid question. The people you work with are professionals you have sought out, gotten to know and can trust to help you, so ask away. So, if you have followed this step by step then you will have surrounded yourself with a great team, become an educated buyer, looked at neighborhoods and homes, and will now be able to find and purchase a great home. It’s not as hard as you may think, and can be a real adventure and one of the high points of your life. You will always remember buying your first home. Those of us who get to help you will remember it as well. It is almost as much fun for me every time I’m privileged enough to get to come along and help first time buyers. It’s a real kick and such a thrill to see my clients (and let’s face it by this point my new friends) take possession of their first home.

So, if you are ready. Let’s go. It is truly a great adventure. Have a wonderful week!

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Post by Mario Acosta

Mario has written 117 articles.

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